Home & Content Insurance


When it comes to insuring your home and your family’s possessions, price is important. But you also need to know that the company is there to back you up should you have a claim. With Maple Mutual Insurance, you receive complete, personalized protection for your primary residence and property.

Comprehensive Home Insurance PolicyStandard Home Insurance Policy
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Insuring for your home

Packages

  • Homeowner Packages
  • Tenant Packages

Tailored to suit, we offer many unique coverages:

  • Deductible Reduction
  • Earthquake Coverage
  • Identity Theft/Fraud
  • Deductible Reduction
  • Inflation protection



Unique to Maple Mutual: Legal Assist


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How does it work?

Just call this toll free number to speak with a trained operator who will assess your situation and put you in touch with a lawyer at no charge. Lawyers are available from 8 a.m. to midnight, 365 days a year. Call 1-888-284-9288.

We love offering discounts and a couple of our favourites are:
Claims Free & Loss Prevention.

Be sure to ask your agent which ones you qualify for.

Important Changes to Your Water Protection Coverage


Loss Prevention Rebate Increase: Sewer or Sump Pit Backup Prevention Device

We will pay 50% of the expenses up to $1,000 for the installation of an approved back up device. Any prevention device must be installed by a professional plumber.  Sewer or sump pit loss prevention includes but is not limited to such devices as:

  1. A backwater valve installed on the main line(s).
  2. A sump pump with battery backup power.
  3. Water powered Back Up sump pumps.
  4. Automatic Generators.

*Maple Mutual Insurance reserves the right to inspect installation of new systems. The rebate is for new installs only, the device must have been installed after January 1st 2024. Program eligibility is limited to once in any five year period.

Due to a large volume of “water” claims, Maple Mutual is making the following changes to the Water Protection Coverage:

Effective March 1st 2024 We will be implementing a 10% rate increase for Water Protection Coverage. Deductibles will be increased to a minimum of $2,500. Deductible: “We” will only pay the amount by which the insured loss or damage exceeds the minimum $2,500 deductible or larger amount shown on the “Declaration Page”.

Effective March 1st 2024 The Deductible Reduction Endorsement is no longer available on Water Protection coverage.

Family in Front of House

Boat Owners Policy

Maple Mutual Insurance policyholders love to be on the water. And you love your watercraft. Ask your agent about our Boat Owners Policy for those vessels exceeding a $25,000* value.