Home, farm and business insurance:
Make your deductible disappear with the Deductible Reduction rider.

How does it work?
Based on the amount of the deductible you choose, it is reduced by a certain percentage each year you do not make a claim on your home, farm and business insurance.

Deductible Reduction
$500 Deductible  –  20% reduction each year no claim is made
$1,000 Deductible  –  15% reduction each year no claim is made
$2,500 Deductible  –  10% reduction each year no claim is made
*Conditions apply.

NOTE: The Deductible Reduction rider does not apply to Auto Insurance.